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Steering Clear of Fixed Mindset Traps

“Ninety percent of the game is half mental” – Yogi Berra Professional golfers are extraordinarily skilled and disciplined individuals. They also possess an unparalleled level of concentration. What separates the golfers who consistently place near the top of the leader board from those struggling to make the cut every week is largely their mental toughness. […]

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Sandene Strategies Adds Two Awesome Experts to Help You Build Your Future—Let’s Get to Work!

We’re so excited to announce this! Two incredible experts have joined our team to give you the top-tier service and experience you’ve come to expect from Sandene Strategies. With their unique skills and decades of experience, they’ll ensure we can give you the most comprehensive plan possible for your finances and your life, both now

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Relevant Living™ – A Mountain With No Top

If you want to create a new beginning—a life of purpose and fulfillment—the most important factor, by far, is to have a growth mindset. People with a growth mindset believe in abundance and are dedicated to expanding their knowledge while constantly seeking self-improvement. They’re on a continuous lifetime journey, enjoying the thrill and fulfillment of

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Relevant Living: Your New Beginning of Growth, Purpose & Fulfillment

What’s Next? We’ve heard the story many times. An entrepreneur successfully navigates past and through all the obstacles on the course of starting, growing, and scaling their business. They plan and execute the sale of their business. Against overwhelming odds, they arrive at the end of their journey with a life-changing pile of cash! It

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Financial Planning for High Earners in Their 30s and 40s: The One Thing You’re Almost Certainly Not Doing

We’ve provided financial planning to high earners in their 30s and 40s for decades. We’ve seen it all: The ways to win big, the huge mistakes to avoid, and the blindspots that almost everyone has. One consistent roadblock that these high earners run into is actually quite simple (and thus, easily overlooked): They haven’t had

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BEHAVIORAL FINANCE: Neutralize Emotions and Biases for Better Money Decisions

Humans are basically lazy decision-makers. We like familiarity and we look for patterns in information to streamline the decision-making process. We’d rather not spend the time and mental energy required to take an objective, deep-dive into the facts and variables of our various alternatives. Instead, we utilize a variety of decision-making shortcuts. Let’s look at

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Investor Emotions and the Psychology of Money

It’s not a newsflash to say, “people get emotional about money.” However, modern macroeconomics is based on rational choice theory. That is, individuals make money and investment decisions by logically weighing costs and benefits to maximize their personal wealth. Ah, if it were only that easy! While rational choice theory generates clean mathematics, its output

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Relevant Living™ – Inventory Your Uniqueness: What Are Your Differentiators?

In prior exercises you’ve established what’s important to you (Core Values) and looked back to the high and low points of your past (Lifetime Chronology). In this exercise, you’ll examine yourself in context to the world around you to determine what makes you unique and special. You can establish criteria for uniqueness any way you’d

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You’re Not Too Small for Big-League Advice: Financial Planning for Entrepreneurs

We run into this objection from time to time: “I’m not one of the big guys—I don’t need financial planning.” This couldn’t be more wrong. It is quite literally the case that everyone needs a financial planner! Entrepreneurs obviously fall into that category, but there’s another reason business owners need a financial planner: They have

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Relevant Living™ – Document Your Lifetime Chronology: A Time For Reflection

When planning for the future one must be careful not to get bogged down and burdened by prior experiences, beliefs, and biases. However, with proper context, looking back into our past can provide us with insights into how to plan our future. In this third exercise of our Relevant Living™ series, you’ll plot your most

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